Wednesday, March 13, 2024

A Sample of Personal Finance Articles for Wednesday, March 13

 A Sample of Personal Finance Articles for Wednesday, March 13

What happened? My go-to site of collaborated personal finance articles, formerly collectingwisdom.com, has changed to a different format.😞 
Here is my attempt to make up for this loss and share a collaboration of personal finance articles recently published:

From moneyunder30.com:

From financialsamurai.com: 

Sunday, March 10, 2024

Is Shiny Tire Spray Ruining The Rotors On My Toyota Sienna?

Did Automatic Car Wash Shiny Tire Spray Ruin My Toyota Sienna's Brake Rotors?

 In the hustle and bustle of modern life, automatic car washes have become a convenient solution for keeping our vehicles clean and sparkling. However, beneath the gleaming appearance lies a potential problem that many drivers overlook - the shiny tire spray. While this product promises to enhance the appearance of your tires, it can inadvertently wreak havoc on your vehicle's brake rotors, leading to costly repairs. 

Disclaimer: My automobile parts knowledge is limited and opinions here are mine and my trusted mechanic's.

Unlocking Savings: How to Save Money on McAfee Antivirus Subscription

Unlocking Savings: How to Save Money on  your McAfee Antivirus Subscription 

In today's digital age, protecting your devices from cyber threats is important. McAfee Antivirus has been a trusted name in cybersecurity for years in my household, protecting against malware, viruses and other online hazards. However, subscribing to antivirus software can sometimes feel like a financial burden, especially with auto-renewal subscriptions. 

I recently received an email from McAfee that my subscription would auto-renew in 30 days for 149.99 for a one year renewal. The sticker shock set in and I started to look for alternatives! In the end, I was able to get McAfee antivirus for a small fraction of this price. 

Here's how to do it:

Monday, August 7, 2023

Get Free Books, Audiobooks And Magazines Using the Libby App!

 How to get books, audiobooks and magazines for free using the Libby App!

I have always loved to read.  When I was in early elementary school, I read anything I could find about horses.  ( I had an obsession for horses from a very early age...) My mother would take me to the library occasionally, particularly in the summer so she wouldn't hear that I was bored. I would borrow several books at a time.


  As a child, my grandmother lived in the house next to me, and I was welcome to visit whenever I wanted. After conversing with my grandmother, I would wander off and be found reading her stashes of books and magazines. Reader's Digest was my favorite!  

When my children were small, we would visit our local library frequently to have fresh stories to read at bedtime. There were hundreds, if not thousands of books to choose from.  

Enter the age of electronics.  I would find free kindle books, or find deals to get Kindle Unlimited for free for a few months. I would find some enjoyable books to read on Kindle, but there wasn't a very large variety.  Going to the library wasn't very convenient for me.

This past February, I discovered the Libby App!  This app gives you access to your local library system's books and magazines to read on your device for FREE!

How to get started with the FREE Libby App:

Friday, April 7, 2023

Cheap Trips Using Points - Assateague Island Wild Ponies Visit!

 

What to do for spring break?

Spring break was coming, and we had no plans. The weather forecast in Western New York State was warmer, as in 50 something degree temps, but with high odds for rain most days. Where could I go, along with my one remaining school-age son, that was within a day’s drive, but with better weather?



A horse-crazy kid's childhood dream

As a horse-crazy child, I always dreamed of visiting Assateague and Chincoteague Islands in Maryland and Virginia after reading the series Misty of Chincoteague, by Marguerite Henry. The stories are about the wild ponies that live on Assateague Island. Every year the ponies are rounded up, swam across the channel to Chincoteague Island, checked over, and the youngest horses are sold at auction to keep the herd from over-populating the island. After the auction, the remaining wild horses are returned to Assateague Island for another year.

How to travel without spending a lot? 

Sunday, March 20, 2022

Unlimited talk, text and data for $25 per month with Visible!

Unlimited talk, text, data and hotspot for $25 per month?  Yes, with Visible!

 Do you want great cell coverage with unlimited talk, text, data and hotspot for $25 per month?  Can you live without a physical store for your phone purchases?  If you can live without the physical store, get Visible!

Want to pay $5 for your first month? Click here!

What is Visible?

Visible is the low cost version  of Verizon. If you like Verizon's coverage but don't like the cost of Verizon, Visible might be worth a try. 

Is Visible worth switching to?

Yes!  I have used Visible for my entire family of 6 for over a year.  Problems?  Just a small issue when I began service where I wasn't getting texts for a day. I chatted online with a Visible representative and the issue was resolved quickly!

Wednesday, March 16, 2022

Retire Earlier - Buy Used Cars!


 

Being able to retire in my mid-50's:

As I get closer to retirement in my mid-50's, people ask me how I got to this point. How can you do this? There are several choices that I have made over the years, but some stand out more than others. 

Best choice for planning retirement in my early 40's: Buying a used car instead of new.

Around my 40th birthday, I realized after years of living paycheck to paycheck that the only way out of this cycle was to NOT have a car payment! The people I work with are constantly congratulating others after their latest new car purchase.  I had to learn to no longer follow this trend! I had followed my coworkers' love of constantly having newer cars and had to find a way to break out of this cycle!